Portugal

Payment Methods in Portugal: Full Overview

Published by Corpy

https://corpy.xyz/portugal/banking/portugal-payment-methods

Corpy business-formation guide, fact-checked and corrected.

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  1. 14 July 2026 · corrected by Emir Baycan
    Before

    MB WAY is Portugal's dominant mobile payment system, used by over 5 million people... The Multibanco ATM network (approximately 12,000 ATMs across Portugal). According to the Banco de Portugal Payment Systems Report 2024, online payment method share breaks down as: cards 34%, MB WAY 27%, Multibanco references 20%, PayPal 11%, bank transfer 4%, other 3%.

    After

    MB WAY is Portugal's dominant mobile payment system, used by over 6 million people... The Multibanco ATM network (approximately 13,000 ATMs across Portugal). Independent industry sources on Portuguese e-commerce checkout mix vary considerably (MB WAY estimates alone range from roughly 25% to over 40% depending on the merchant category and study), and the Banco de Portugal's own Payment Systems Report publishes aggregate transaction-volume and value figures rather than a granular per-method e-commerce breakdown.

    Why: The MB WAY user count and Multibanco ATM count were understated, and a precise e-commerce payment-method percentage breakdown was fabricated and attributed to a 'Banco de Portugal Payment Systems Report 2024' that does not publish any such granular split.

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  1. Correction 14 July 2026

    Emir Baycan

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